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Yellow Card BR1 form causing ‘Comprehensive Sickness Insurance’ confusion headache for Bulgarians and Romanians students | Immigration Matters

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The UK Border Agency’s recent revision of the Form BR1 (‘Yellow Card’ registration certificate) has left some Romanians worried about new requirements such as medical insurance cover and whether or not this applies to a self employed or student applicant.

Posting on the ‘Romani in UK’ Facebook page, several Romanian members raised questions about the new requirement for ‘Comprehensive Sickness Insurance’ for students and the self employed, which would be expensive.

However, the BR1 form would suggest that Comprehensive Sickness Insurance would only be required when you are also applying as a self employed person or student and under the ‘SELF SUFFICIENT’ category. 

Specialist online medical insurance provider, Active Quote, appears to understand this market and the reasons why cover is needed.

Business Development Manager Tom Parker said they have been receiving a lot of enquiries from Bulgarians and Romanians.

Tom has spent ‘quite a lot time’ trying to find someone to clarify exactly what the UK Border Agency wants covered and has come up with a suitable plan which should be acceptable for Yellow Card applications.

Active Quote offers an easy to use online quotation and application system, but also has telephone support from advisers who are on hand to answer questions.

The newly revised BR1 form is not very clearly drafted and can be little difficult to follow even when English is your first language. Requirements are scattered all over the form and it is easy to forget to tick one or more boxes. 

There are several paragraphs listing requirements which end with ‘or’, meaning than you may choose to provide this or choose another option further down the page.

For instance, in Section 4 ‘Student’, you are asked to provide: 

‘Recent bank statements. These can be originals or, if online statements, must either be stamped and signed by the bank or accompanied by a letter from the bank confirming the account details and that the information is correct; or’ 

‘Evidence of sponsorship or funding; e.g. a letter from a parent, relative or friend, if they are supporting or sponsoring you, along with their recent bank statements; or a letter confirming a maintenance grant; or’ 

‘A declaration witnessed by a Commissioner for Oaths, to state that you, as the applicant, will not become a burden on the state.’ 

In other words you do not need to provide all three. 

Quite a few comments have been made about having to swear an Oath. However, this is only needed if you cannot provide one of the two previous options: bank statements or a letter of support. In fact, an Oath could be easier to provide than statements especially when you have just arrived in the UK. 

An Oath is a sworn statement before a Commissioner for Oaths (usually a Solicitor) for which they are only allowed to charge a maximum of £5.00. 

The UK Border Agency are asking for some form of ‘documentary evidence to prove that you have sufficient resources not to become a burden on the UK’s social assistance system during your time as a student’ and you have three options one of which is a self declaration that you not be a burden on the state! 

The requirements are reiterated and expanded in Section 9 of the BR1 form to include an option to provide an ‘official document confirming the receipt of a grant of scholarship’ and for ‘Vocational Students’ (those taking a vocational course which require a work placement) a ‘Letter from proposed employer/college giving details of work placement such as salary’. 

Students taking vocational courses such as QCF (NVQ) in Healthcare or Customer Service are allowed to work full time, as stated on the reverse of their Yellow Card.

The full title for this form, commonly known as a ‘yellow card’ application, is:

‘APPLICATION FOR A REGISTRATION CERTIFICATE FOR A BULGARIAN OR ROMANIAN NATIONAL EXERCISING A TREATY RIGHT IN THE UNITED KINGDOM

You can locate the Forms BR1, BR2, BR3, BR4, BR5, BR6, BR7 and ‘Guidance for Nationals of Bulgaria and Romania on Obtaining Permission to Work in the United Kingdom‘ at:

http://www.ukba.homeoffice.gov.uk/sitecontent/applicationforms/bulgariaromania/formbr1.pdf

The ‘self employed’ yellow card is becoming more difficult to obtain, as many Romanians are discovering, probably because this route has been shall we say, abused.  

Even if you manage to get the self employed yellow card, which is meant for those who are genuinely running a business providing services or goods, employers will be reluctant to take you on a self employed basis. 

Employers cannot ’employ’ a chef, waiter or care worker on a self employed basis (whether or not they are Romanian/British or European) when that person is clearly a full time employee.  

For these reasons many Bulgarians and Romanians are switching to the study route to obtain a Yellow Card because they will learn a useful skill in the UK and find it relatively simple to find a work placement as part of their course. 

The student Yellow Card this gives you more flexible employment opportunities and is a more effective route to the ultimate goal of obtaining a ‘blue’ residence card. 

You could apply for a work permit, but first you would have to find an employer is willing to sponsor you and the job would have to be at a certain level to qualify. 

For more information on immigration rules for Bulgarian and Romanian citizens visit the UK Border Agency website or see an OISC registered immigration adviser.  

To obtain a quotation for Comprehensive Sickness Insurance visit their website.

See article:

UK Border Agency launch new website

The newly revised UK Border Agency website has a better look and feel and navigation seems faster, but previously published links to specific pages of the site may no longer exist.

For instance, the link for European Workers is now:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/applying/

The link for ‘Bulgarian and Romanian nationals‘ is:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/

The UK Border Agency and Home Office website contains a vast amount of information which can be difficult to wade your way through the guidance and Immigration Rules.

The navigation section for European workers from Bulgaria and Romania also appears to have been simplified although finding specific information is still a challenge.

Confusion remains over the need for Bulgarians and Romanians applying for BR1 Yellow Cards as students to take out Comprehensive Sickness Insurance cover. 

The BR1 Form in Section 9 states:

‘If sections 4 (Students) and 5 (Self-sufficient) have been completed: evidence of ‘Comprehensive Sickness Insurance’ cover in the UK and funds to show you are economically self-sufficient, e.g. a bank statement.’

In other words, the paragraph means you need comprehensive sickness insurance only if you are applying under both ‘student’ and ‘self sufficient’ sections.

Nevertheless, student applicants are being asked to take out private medical insurance policies and are being refused if they fail to supply the correct cover.

What is the correct insurance cover?

One insurance company manager told Immigration Matters that he has been trying to get clarification on the exact requirements from the UK Border Agency for several weeks.

Active Quote offers an easy to use online quotation and application system, but also has telephone support from advisers who are on hand to answer questions.

To obtain a quotation for Comprehensive Sickness Insurance visit the Active Quote website 

See article:

 

UK Border Agency launch new website

The newly revised UK Border Agency website has a better look and feel and navigation seems faster, but previously published links to specific pages of the site may no longer exist.

For instance, the link for European Workers is now:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/applying/

The link for ‘Bulgarian and Romanian nationals‘ is:

New BR1 Form and Guidance:

http://www.ukba.homeoffice.gov.uk/sitecontent/newsarticles/2011/june/30-new-verison-of-br1-form-guide

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/

The UK Border Agency and Home Office website contains a vast amount of information which can be difficult to wade your way through the guidance and Immigration Rules.

The navigation section for European workers from Bulgaria and Romania also appears to have been simplified although finding specific information is still a challenge.

Confusion remains over the need for Bulgarians and Romanians applying for BR1 Yellow Cards as students to take out Comprehensive Sickness Insurance cover. 

The BR1 Form in Section 9 states:

‘If sections 4 (Students) and 5 (Self-sufficient) have been completed: evidence of ‘Comprehensive Sickness Insurance’ cover in the UK and funds to show you are economically self-sufficient, e.g. a bank statement.’

In other words, the paragraph means you need comprehensive sickness insurance only if you are applying under both ‘student’ and ‘self sufficient’ sections.

Nevertheless, student applicants are being asked to take out private medical insurance policies and are being refused if they fail to supply the correct cover.

What is the correct insurance cover?

One insurance company manager told Immigration Matters that he has been trying to get clarification on the exact requirements from the UK Border Agency for several weeks.

Active Quote offers an easy to use online quotation and application system, but also has telephone support from advisers who are on hand to answer questions.

To obtain a quotation for Comprehensive Sickness Insurance visit the Active Quote website

If you need any immigration advice or are worried about the new immigration rules or need help with Sponsorship or Work Permits, Visa, ILR/Settlement, Citizenship, dependant visa or an appeal against a refusal please email: 

info@immigrationmatters.co.uk or visit www.immigrationmatters.co.uk 

Majestic College are offering NVQ or QCF vocational work based courses (Health and Social Care/Customer Service) and special packages for EU students. See http://www.majesticcollege.org/ or call Joanna on 0208 207 1020, email info@majesticcollege.org or call in to the college Monday to Friday for a free consultation. 

STILL CONFUSED BY YELLOW CARD RULES?  

Free presentations are being run at Bison UK Immigration Advisers for Employers, Romanians and Bulgarians – Monday to Friday, from 11am-12noon and 3-4pm. No need to book, just turn up at Bison Management UK, 16 Shenley Road, Borehamwood, Hertfordshire WD6 1DL.

Nearest Train Station: Elstree and Borehamwood Station; Buses from Edgware underground station: 107 and 292.

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22 Responses to “Yellow Card BR1 form causing ‘Comprehensive Sickness Insurance’ confusion headache for Bulgarians and Romanians students”
Read them below or add one

  1. Hi,
    My question is for the people who is now studying NVQ in social care.
    Do you have to enrol to a course first??or should I find a job first and then enrol a course?
    this is a small town and I dont know anyone who can help me for that.
    I dont have yellow card.
    how can i get the yellow card?

  2. If you are applying for a Yellow Card the BR1 form and guidance will show the requirements. Most students do need Comprehensive Sickness Insurance

  3. GABRIEL TYIRA says :

    Hello my question is do i need Comprehensive Sickness Insurance if I am a student and i am being supported by my sister who has the blue card Thank you in advance

  4. See http://www.immigrationmatters.co.uk/kick-start-your-career-with-a-vocational-qualification-at-majestic-college.html

    Majestic College is a Borehamwood based OCR accredited NVQ/QCF Training Centre which has helped hundreds of students gain vocational qualifications.

    Majestic College offer special packages for UK and EU students. For more information call Joanna on 0208 207 1020 or email info@majesticcollege.org

    http://www.majesticcollege.org/

  5. hi,charles,my name is elena,pls helpp me,my sister she’s coming in uk,my company where i’m working they have for her work,live in and nvq programe what document she need to aplicattion for yelow card?pls helpp me cos i do not anything about this pls!

  6. […] New ‘Yellow Card’ form causing confusion for Romanians and Bulgarians […]

  7. Hello,

    I am about to apply for a Yellow Card, as a student. I was wondering if my husband, as a dependent, also needs the Comprehensive Insurance and if I should make two separate appointments, or if only one is enough for both of us.

    Thank you!

  8. This rule is being looked into by a migrant organisation, which is writing to the UK Border Agency to ask why Bulgarians and Romanians shouls be forced to pay for hospital cover, when they can use the NHS. The BR1 Form is in conflict with the guidance notes and case workers are now asking for insurance cover.
    I have found a supplier who understands the market.
    if you want a quote for Comprehensive Sickness Insurance, which is basically medical or hospital cover, try this company which gives online or telephone quotes: http://www.activequote.com/step1?ref=OZCYNK

  9. This rule is being looked into by a migrant organisation.
    In the meantime if you want a quote for Comprehensive Sickness Insurance, which is basically medical or hospital cover, try this company which gives online or telephone quotes: http://www.activequote.com/step1?ref=OZCYNK

  10. You can look on the UK Border Agency website for details, however, appointments are difficult to obtain as reported by othe Bulgarians and Romanians applying for Yellow or Blue cards.

  11. How can i apply for an appointment in person for registration like student (BR1 ).Can I apply for yelow card on student basis trough tier 4 ?

  12. […] those on work permits, who will now have to find another Tier 2 Sponsoring employer, and Romanian and Bulgarian Yellow Card holders who now face a break in employment which could delay obtaining a blue card residence […]

  13. Mihai john says :

    Hi.
    My name is Mihai John.
    I applied for blue card under my partner sponsor sheep .
    My partner applied for yellow card as student and I and my sun we applied for resident certificate as dependents.
    First we had to wait 4 month until the officer asked my partner to provide information in regard if she have enough founds to support us her and us during her course journey.
    She provided information to immigration department Romanian section and proof of more than enough money to support her me and our son.
    Unfortunately the immigration priced search all kind of reasons to stop me of getting blue card .I strongly believe that is not treat me like will treat a German citizen or any other Eu citizen.
    After another Month he granted the residence certificates to my partner and to my son but he rejected my application on iceberg trap bases.
    He s reason was the fact that my partner reside more than three Montserrat in Uk and she can sponsored me as student.
    I rang immigration department and the priced was unable to explain to me the meaning of it’s own phrase and very brutally advised me to Appel the decision .
    He also fail to return the entire documentation I sent to him and he treat my case with the most notorious disrespect ever.
    The immigration officer rely heavily on the fact that no Romanian have resources to sustain his cause on Appel and that was his hope.
    I Appel the decision and I have to go to the court with the entire documentation I need to prove that my case has been pushed out of existence by the immigration officer.
    I study psychology and quantum physics and my partner is postgraduate in international law.
    We won apply for resident sheep if the BR 1 will clearly stipulate the eligibility of the applicant .
    Might be the immigration officer have time to play with our life because is payed from the budget money that I also payed tax for.
    I would like to be told that I do not have a chance in Uk as romanian and I will happily go.
    The disturbing thing was the arrogant poetry in the end of refusal on the paper…………ex……

  14. Dear Charles

    Are you sure about what you wrote above:

    ” It [medical insurance] is not required if you are providing other forms of documentary evidence such as an Oath.”

    It would be fantastic news for everyone if that is the case. However, the way i read the immigration regulations 2006 section 4 (1) d, it seems both insurance (part ii) AND assuring that one will not be a financial burden on the state (via an oath or bank statements etc) (part iii) are required.

  15. Hello,

    According to The Guidence for Bulgarian and Romanian Nationals the point where shows completing 12 months work condition is enough to get a work permission. I was wondering if someone leaves the UK for a several years would this exemption be still applicable?

  16. See an adviser – you probably don’t even need insurance.

  17. […] New ‘Yellow Card’ form causing confusion for Romanians and Bulgarians […]

  18. Sergiu says :

    Hello,

    I have the same problem. I don`t know what a comprehensive sickness insurance should cover and from where to get it. The prices range from 10 to 100 pounds and they are very different which can be very confusing.

  19. […] those on work permits, who will now have to find another Tier 2 Sponsoring employer, and Romanian and Bulgarian Yellow Card holders who now face a break in employment which could delay obtaining a blue card residence […]

  20. anamaria gros says :

    Hi.From wich company or from where can I get the comprehensive sickness insurance?I have already one at barclays that covers sickness and accident(it’s name is income insurance)but i don’t know if it’s the right one.can somebody tell me exactly where do I get it

  21. if my college is suspended can i allow to take admission in highly trusted college.and i hve got 1 year visa left,wen i need to extend my visa.

  22. […] New ‘Yellow Card’ form causing confusion for Romanians and Bulgarians […]

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