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Bulgarian and Romanian applicants for study work yellow cards now need Comprehensive Sickness Insurance | Immigration Matters

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Bulgarians and Romanians applying for BR1 yellow card registration as students who wish to work are being forced to take out Comprehensive Sickness Insurance – a form of private medical cover – even though they should have access to the NHS.

The insurance is a new requirement introduced by the UK Border Agency as part of changes to the BR1 Yellow Card form in June.

The revised BR1 form does not make it clear that a student will need Comprehensive Sickness Insurance, as the actual question relates to those applying as ‘self sufficient’ EU applicants.

The requirement is being challenged by at least one migrant organisation which says that Bulgarian and Romanian citizens, as part of the European Union, should have access to the NHS.

No other foreign students or working migrants, for instance non-EU Tier 4 students, currently need Comprehensive Sickness Insurance to work or study in the UK.

NVQ vocational course provider Majestic College, has seen a number of their recent BR1 yellow card applicants being asked to provide Comprehensive Sickness Insurance. College administrator, Jo, said:

‘Until recently insurance cover was not needed and our Bulgarian or Romanian student’s yellow cards were being issued quickly.’

Students taking vocational courses who want to work to support their studies must start the course before applying for their yellow card, but although they cannot start work, they must have arranged an employer. Some colleges, like Majestic, helps students, for instance NVQ/QCF Health and Social Care, find employers in the care sector.

Jo added:

‘UK Border Agency caseworkers have started insisting on sickness insurance as well as full employer details before issuing the yellow card.’

If you are a Bulgarian and Romanian student you cannot work until your BR1 yellow card certificate is issued.

There are hundreds of jobs available in the UK especially in the care industry. One employer, who owns a chain of over 60 care homes and sheltered housing units for people with learning disabilities, said that he would ‘like to employ more Romanians and Bulgarians if he can find those with Yellow Cards (as students) who don’t mind working outside of London’. 

What is Comprehensive Sickness Insurance? 

The UKBA help desk, Bulgarian and Romanian section, was not specific but said that comprehensive cover means you are covered against most eventualities including in and out patient treatment.  

In other words a budget policy is probably not going to be sufficient, although many applicants have no doubt managed to obtain a yellow card using such a policy. 

The Home Office Guidance for Bulgarian and Romanian section caseworkers (ANNEX A) states:

‘Assessing whether an EEA national who claims to be a student or self sufficient person holds Comprehensive Sickness Insurance  

A. Acceptable evidence of CSI  

  • From 20th June 2011 applications from EEA nationals applying for documentation confirming their right to reside in the UK as a student or self-sufficient person must show that they have one of the following forms of evidence in order to demonstrate comprehensive sickness insurance:  
  • A comprehensive insurance policy document confirming that the applicant has private medical insurance. A proportionate approach should be taken when considering what is ‘comprehensive’. For example, a policy may contain certain exemptions but if the applicant is covered by the policy for medical treatment in the majority of circumstances then this will be sufficient.’

Who provides Comprehensive Sickness Insurance?

Medical insurance is not offered by all insurance companies and will be expensive for older applicants. 

To obtain a quotation for Comprehensive Sickness Insurance visit websites of leading insurers such as Aviva and AXA.

See article:

UK Border Agency launch new website

The newly revised UK Border Agency website has a better look and feel and navigation seems faster, but previously published links to specific pages of the site may no longer exist.

For instance, the link for European Workers is now:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/applying/

The link for ‘Bulgarian and Romanian nationals‘ is:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/

The UK Border Agency and Home Office website contains a vast amount of information which can be difficult to wade your way through the guidance and Immigration Rules.

The navigation section for European workers from Bulgaria and Romania also appears to have been simplified although finding specific information is still a challenge.

Confusion remains over the need for Bulgarians and Romanians applying for BR1 Yellow Cards as students to take out Comprehensive Sickness Insurance cover. 

The BR1 Form in Section 9 states:

‘If sections 4 (Students) and 5 (Self-sufficient) have been completed: evidence of ‘Comprehensive Sickness Insurance’ cover in the UK and funds to show you are economically self-sufficient, e.g. a bank statement.’

In other words, the paragraph means you need comprehensive sickness insurance only if you are applying under both ‘student’ and ‘self sufficient’ sections.

Nevertheless, student applicants are being asked to take out private medical insurance policies and are being refused if they fail to supply the correct cover.

What is the correct insurance cover?

One insurance company manager told Immigration Matters that he has been trying to get clarification on the exact requirements from the UK Border Agency for several weeks, as their is no such term as ‘Comprehensive Sickness Insurance’ for medical policies in the industry.

See article:

What is ‘Comprehensive Sickness Insurance’ and why do Bulgarian and Romanian student yellow card applicants need it to work in the UK?

 

UK Border Agency launch new website

The newly revised UK Border Agency website has a better look and feel and navigation seems faster, but previously published links to specific pages of the site may no longer exist.

For instance, the link for European Workers is now:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/applying/

The link for ‘Bulgarian and Romanian nationals‘ is:

http://www.ukba.homeoffice.gov.uk/eucitizens/bulgaria-romania/work-permits/

The UK Border Agency and Home Office website contains a vast amount of information which can be difficult to wade your way through the guidance and Immigration Rules.

The navigation section for European workers from Bulgaria and Romania also appears to have been simplified although finding specific information is still a challenge.

Confusion remains over the need for Bulgarians and Romanians applying for BR1 Yellow Cards as students to take out Comprehensive Sickness Insurance cover. 

The BR1 Form in Section 9 states:

‘If sections 4 (Students) and 5 (Self-sufficient) have been completed: evidence of ‘Comprehensive Sickness Insurance’ cover in the UK and funds to show you are economically self-sufficient, e.g. a bank statement.’

In other words, the paragraph means you need comprehensive sickness insurance only if you are applying under both ‘student’ and ‘self sufficient’ sections.

Nevertheless, student applicants are being asked to take out private medical insurance policies and are being refused if they fail to supply the correct cover.

What is the correct insurance cover?

One insurance company manager told Immigration Matters that he has been trying to get clarification on the exact requirements from the UK Border Agency for several weeks.

See also:

Health care workers needed in UK now

Comprehensive Sickness Insurance now required for Bulgarian and Romanian study work yellow cards

Immigration Rules for Bulgarian and Romanian nationals 

Majestic College are offering vocational courses and special packages for EU students. See http://www.majesticcollege.org/ or call Joanna on 0208 207 1020, email info@majesticcollege.org or call in to the college Monday to Friday for a free consultation. 

STILL CONFUSED BY YELLOW CARD RULES?  

Free presentations are being run at Bison UK Immigration Advisers for Employers, Romanians and Bulgarians – Monday to Friday, from 11am-12noon and 3-4pm. No need to book, just turn up. Venue: Bison Management UK, 16 Shenley Road, Borehamwood, Hertfordshire WD6 1DL. Nearest Train Station: Elstree and Borehamwood Station; Buses from Edgware underground station: 107 and 292.

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4 Responses to “Bulgarian and Romanian applicants for study work yellow cards now need Comprehensive Sickness Insurance”
Read them below or add one

  1. Peter Diaconu says :

    f.ck you guys for making our life difficult, from Romania with love 😉

  2. […] Bulgarian and Romanian applicants for study work yellow cards now need Comprehensive Sickness Insura… […]

  3. […] Bulgarian and Romanian applicants for study work yellow cards now need Comprehensive Sickness Insura…  […]

  4. It seem like a new way of making it more difficult for Romanians and Bulgarians to get access to work. It is jut one of those measures who are not fair, but on the other side, the members of the government can do whatever they please.

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